In New Jersey, as in all states, when you have been hurt on the job, your primary source for recovering benefits for your losses in through a workers’ compensation claim. Here are the specific responsibilities of both employees and employers after someone suffers an injury on the job.
The Employee’s Responsibilities
When you have sustained a work-related injury or illness, you need to notify your employer as soon as possible. There’s no specific requirement as to how that notice must happen—it can be in writing or orally. The person you notify, though, must be someone in authority at the business, such as a supervisor, HR person or owner. If your injury requires medical care, you will also need to request that your employer cover costs of such treatment. Typically, the employer will send you to a doctor chosen by the company or by the workers’ compensation insurance provider.
The Employer’s Responsibilities
Upon learning of a workplace accident, an employer must immediately notify the workers’ compensation insurance provider. A First Report of Injury form will then be completed and submitted to the state. The workers’ compensation insurance company will then evaluate the claim to determine if it qualifies for payments. If the claim is approved, the insurance company must authorize the injured employee to receive any required medical treatment. If the employee is unable to work for more than seven days because of the injury, the insurance company must provide temporary disability benefits while the worker is in rehabilitation.
We handle all workers’ compensation cases on a contingency basis. There will be no attorney fees unless we get compensation for your losses.