Can Your Employer Terminate Your Health Insurance Benefits If You Are Collecting Workers’ Compensation Payments?

Under New Jersey’s workers’ compensation laws, you are entitled to payment of all “necessary and reasonable medical expenses” resulting from a work-related injury, including medication and hospitalization, as well as payment based on your disability. If you have job-related health insurance, can your employer terminate that insurance during any period when you are unable to…

Temporary Total Disability Benefits in a New Jersey Workers’ Compensation Claim

When you’ve been hurt on the job in New Jersey, your first course of action will likely be to file for workers’ compensation to cover lost wages. Technically, New Jersey is not a “wage loss” claim state for workers’ compensation purposes. Instead, injured workers are entitled to disability benefits, which can be partial or total,…

What is an Employee for Purposes of a Workers’ Compensation Claim?

The workers’ compensation system in New Jersey is designed to provide benefits when someone is hurt on the job. Often, there’s no real issue as to whether the injured person was an employee. If you are on the company’s payroll, have submitted a W-4 and receive a W-2, then you’ll be considered an employee. But…